Emas menjana pahala pasif?…kaya di dunia…jutawan di akhirat…

Tertarik saya membaca blog sahabat emas kita sdr Hasfarizan yang mengajak kita 'kill 2 birds with one stone'...kalau tengok tajuk, mungkin ramai yg tertanya2 kat mana pahala pasif untuk ke akhiratnya? Haa.... kalau kita memiliki emas yang melebihi Nisab Emas & Perak kita di kenakan zakat & zakat itulah pahala pasifnya sebab nilai zakat Emas = 20 misqal / 25 mayam 2.7108 saga / 85 gram manakala Perak = 200 dirham / 176 mayam 6.9732 saga / 595 gram  akan di agihkan kepada 8 asnaf yang memerlukan dan ia menjana pahala kepada si pengeluar zakat itu sendiri.

Pengiraan
Emas dan Perak yang disimpan / tidak dipakai
Iaitu yang disimpan dan tidak dipakai walaupun sekali dalam setahun. Sekiranya cukup nisbah 85gram (emas) atau 595 gram (perak) maka wajib dikeluarkan zakatnya 2.5% atas nilai emas dan perak tersebut.

Contoh pengiraan
Jika emas yang tidak dipakai bernilai RM5,000.00 (pada nilai semasa) zakat yang wajib dikeluarkan ialah : RM5,000.00 X 2.5% = RM 125.00 Emas yang dipakai samada sekali-sekala atau berterusan sepanjang tahun tidak dikenakan zakat KECUALI jika melebihi uruf (nilai pemakaian setempat yang dibenarkan) maka diwajibkan zakat atas lebihan daripada uruf tersebut.

nak tahu lagi, mai kita pi blog Hasfa :
http://geng916.wordpress.com/2009/12/30/emas-menjana-pahala-pasif/

Soalan yang selalu bermain di fikiran bakal pembeli emas!

Di sebabkan ramai yang bertanya soalan yang hampir sama,  so di bawah nie saya senaraikan info untuk panduan anda, kalau dah tak jumpa juga jawapan call 012-3399034 ye…

Apa itu Public Gold?

Public Gold menawarkan mana-mana pelanggan dan individu yang berminat melabur secara mudah dan selesa serta selamat. Setiap pelanggan boleh membeli emas 999.9 di semua cawangan Public Gold dengan harga pasaran harian  dlm matawang Ringgi Malaysia (RM) untuk emas 20g, 50g, 100g and 250g, selain itu pelanggan juga boleh membeli emas 916 yang di tawarkan dlm 1 dinar, 5 dinar, 10 dinar dan perak pula di tawarkan dlm 250g, 500g & 1kg.

Kenapa perlu melabur dengan Public Gold?

Public Gold adalah salah satu langkah untuk pelanggan membina portfolio tersendiri dalam pembelian emas dalam jumlah yang rendah pada satu-satu masa.

Apakah kelebihan yang diperolehi di Public Gold?

Disini terdapat kelebihan pada pelanggan termasuk :         

·         Urusniaga yang selesa semua cawangan Public Gold di seluruh negara.

·         Selamat & murah berbanding harga emas semasa tempatan dgn harga emas
  antarabangsa.

·         Ia selamat krn dlm bentuk fizikal & boleh digadai untuk mdptkan tunai segera

·         Pelanggan boleh melabur dalam jumlah yang kecil (minima 20 gram).

·         Inilah peluang untuk menambah pendapatan sekaligus menutup berlaku inflasi.

• Emas boleh menjadi penentang terhadap inflasi.

Bila masa yang sesuai membeli emas?

Semasa harga pasaran rendah.

Mengapa melabur dalam pelaburan emas?

Sebagai salah satu langkah perancangan kewangan dalam urusan pelaburan dalam merangka satu strategi pelaburan yang bijak dan segala idea ditentukan ditangan sendiri  (tidak memberi perhatian atau kepercayaan kepada broker atau pihak bank semata-mata).

Nak info lagi?  klik http://www.publicgold.com.my/content/view/44/75/lang,malay/

Invest in Silver or Gold? - Tony Richardson - Financial Sense

Info di bawah ini adalah sebagai panduan; jangan kaitkan dengan Bible pulak ye...

A historical look at silver and gold.

From Genesis 2:11, gold is the first symbol of material wealth mentioned in the Bible, and throughout the Bible gold is referred to 25% more often than silver. It was primarily used to add aesthetic value to items in connection with deity and royalty. And from the Pharaohs of Egypt, to the Aztecs of Mexico, to the California Gold Rush – throughout time and throughout the world – gold has endured as the historic “currency of choice”.

Silver was used in similar ways as gold, but most commonly as a trade currency with a value far less than that of gold. At the height of Ancient Israel’s glory (about 640 BC), it is recorded, “All King Solomon’s goblets were gold, and all the household articles in the Palace of the Forest of Lebanon were pure gold. Nothing was made of silver, because silver was considered of little value in Solomon’s days.” (First Kings 10:21)

Silver is the most plentiful and least expensive of precious metals. In spite of this, from Ancient Turkey, to the Roman Empire, to the Incas of Peru, silver has been esteemed for its gleaming beauty, malleability and resistance to corrosion. Today, demand for silver comes primarily from three sources: industrial & decorative uses, photography, and jewelry & silverware.

Unfortunately, as you probably know, silver gets somewhat of a bad rap on the Street. Back in 2005, when silver was trading at around $7.50 per ounce, I heard an investment manager say, “You can buy an ounce of silver for the price of a tuna sandwich.” And more recently, someone commented, “Silver is gold’s crazy little brother” due to its notoriously volatile price. In silver-investor turnabout, that same ounce of silver now buys three tuna sandwiches – and a large bag of chips! Silver has risen some 360% since 2005. I guess that “crazy little brother” may not be so crazy after all.

As for gold, it has risen roughly 320% over the same period. Both silver and gold prices have gained on central-bank fiat-currency overprinting – namely, the Federal Reserves’ quantitative-easing campaigns.

But when we compare the likelihood of one – silver or gold – appreciating at a faster pace than the other, we must look at the basic law of supply and demand. Consider this:

1.Gold supplies expand at an annual rate of about 2%;
2.Demand grows at an offsetting rate of about 2%;
3.But, world population is growing at 1.13% annually;
4.Gold mining output is declining; and
5.Gold reserves are depleting 6% annually.

In the first quarter of 2010, Russia bought 26.6 metric tonnes of gold; the Philippines bought 9.6 tonnes in 2010; Kazakhstan 3.1 tonnes; India bought 200 tonnes from the IMF in November 2009; and in April 2009, China “admitted” to having added 454 tonnes to its reserves since 2003.

As for silver, according to the World Silver Survey 2010, silver supplies are keeping pace with global demand, and have done so consistently since 2000.

Conclusion: Silver has had a fantastic run over the past five years, but prices are likely to take a hit on signs of an improved economy, especially since there are no supply constraints. Gold prices, on the other hand, are poised to continue an upward trajectory on declining supply and rising demand, even on signs of an improved economy.

In any case, for the time being, central-bank overprinting and government-debt expansion mean both silver and gold investors may well enjoy nice gains over the coming years.

And one more thing regarding the future of gold: Revelation, the last Book of the New Testament, describes the future City of God – about the size of India – as being made of “pure gold”. Imagine that.

Source: http://www.financialsense.com/contributors/tony-richardson/invest-in-silver-or-gold-a-biblical-perspective

Nak Ilmu tentang emas? Nie Jadual seminar Jan 2011.

Bagi mereka yang berminat untuk mengetahui rahsia pelaburan + perniagaan emas, anda perlu hadir ke seminar ini & bagi yang terlepas seminar bulan Disember 2010,jangan terlepas lagi seminar tentang emas nie....

Tujuan seminar ni adalah untuk menjadikan kita celik emas. Bila dah celik emas barulah boleh belajar cara buat duit banyak dengan emas!

14/1/2011 8.30 malam – 10.30 malam Seminar Peluang Perniagaan Emas Public Gold Penang Public Gold Bishop Street Branch No.84, Lebuh Bishop,
10200 Penang, Malaysia.
Rabu
.
12/1/2011 8.30 malam – 10.30 malam Seminar Peluang Perniagaan Emas Public Gold Kedah (SP) Public Gold Office
Sungai Petani
86B, First Floor
Jalan Pengkalan,
08000 Sungai Petani
Khamis
.
13/1/2011 8.30 malam – 10.30 malam Seminar Peluang Perniagaan Emas Public Gold. Ipoh Public Gold Office (Ipoh, Perak)
No. 45, 45A & 45B,
Jalan Yang Kalsom, 30250 Ipoh, Perak
Ahad 16/1/2011 8.30 malam – 10.30 malam Seminar Peluang Perniagaan Emas Public Gold. Seremban Hotel Seri Malaysia
Jalan Sungai Ujong
70200 Seremban,

Rabu 19/1/2011 8.30 malam – 10.30 malam Seminar Peluang Perniagaan Emas Public Gold Kelantan Public Gold Kelantan Branch,
Tingkat 1, Lot 257
Jalan Kebun Sultan
Kota Bharu (sebelah Public Bank)
Khamis
.
20/1/2011 8.30 malam – 10.30 malam Seminar Peluang Perniagaan Emas Public Gold Kuala Terengganu Ming Star Hotel,
Jalan Sultan Zainal Abidin
Kuala Terengganu
Jumaat 21/1/2011

Kuantan 8.30 malam – 10.30 malam Seminar Peluang Perniagaan Emas Public Gold.
Pahang Hotel Seri Malaysia
Jalan Teluk Sisek
25000 Kuantan

Sabtu 22/1/2011
2 sesi (pilih salah satu sahaja) i. 12 tgh – 2.00 ptg ii. 8.30PM – 10.30 PM Seminar Peluang Perniagaan Emas Public Gold. Bandar Sunway Public Gold Office
42A, Jalan PJS 8/6 (tingkat 3),
Mentari Business Park,
Bandar Sunway,


Bagaimana cara utk hadir ke seminar ini?

First sekali, seminar ini adalah PERCUMA. Tetapi sebelum datang kena register tempat terlebih dahulu.

Untuk hadir, anda perlu sms ke h/p kak Aida : 012-3399034 butiran-butiran berikut

1. Nama penuh
2. Email
3. Tarikh dan lokasi seminar pilihan anda

Kemudian, saya akan memberikan maklumbalas samada masih ada kekosongan tempat atau tidak maklumlah sekarang dah semakin ramai yang dah ada asas tentang rahsia kekayaan melalui emas...